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PRIVACY POLICY

1. Introduction

ARN Fintech ("ARN Fintech" "we," "us," or "our") is committed to protecting the privacy of our users. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you use our website, mobile applications, and other digital platforms (collectively, the "Services"). By using our Services, you agree to the terms of this Privacy Policy. If you do not agree with this policy, please do not use our Services.

2. Information We Collect

We may collect the following types of information when you use our Services:

  • Personal Information

    Name, email address, phone number, date of birth, address, government-issued identification, and other similar information.

  • Financial Information

    Bank account details, credit card information, transaction history, and other financial data.

  • Technical Information

    IP address, device information, browser type, operating system, location data, and other technical details.

  • Usage Information

    Information about how you use our Services, such as page views, clickstream data, session duration, and other usage statistics.

3. How We Use Your Information

We may use the information we collect for the following purposes:

  • To provide, operate, and maintain our Services.

  • To process transactions and verify your identity.

  • To communicate with you, including responding to your inquiries and providing customer support.

  • To comply with legal and regulatory obligations.

  • To improve our Services, develop new features, and conduct research.

  • To send you promotional materials and updates (with your consent).

4. Sharing of Information

We may share your information with third parties in the following circumstances:

  • Service Providers

    We may share your information with third-party service providers who assist us in delivering our Services (e.g., payment processors, cloud storage providers).

  • Legal Requirements

    We may disclose your information if required by law, regulation, or legal process.

  • Business Transfers

    In the event of a merger, acquisition, or sale of assets, your information may be transferred to the new owner.

  • With Your Consent

    We may share your information with third parties if you provide us with explicit consent to do so.

5. Data Security

We implement appropriate technical and organizational measures to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

6. Cookies and Similar Technologies

We use cookies and similar technologies to collect usage data and enhance your experience on our Services. Cookies are small text files stored on your device that help us analyze user behavior and improve our Services. You can manage or disable cookies through your browser settings, but this may affect the functionality of our Services.

7. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. After this period, your data will be deleted or anonymized.

8. Your Rights

Depending on your location, you may have the following rights regarding your personal information:

  • Access

    Request access to the personal information we hold about you.

  • Correction

    Request correction of inaccurate or incomplete data.

  • Deletion

    Request deletion of your personal information under certain conditions.

  • Objection

    Object to the processing of your personal information for specific purposes.

  • Data Portability

    Request a copy of your data in a structured, machine-readable format.

To exercise these rights, please contact us at [email protected]

9. International Data Transfers

Your information may be transferred to and processed in countries outside your jurisdiction, including countries that may not have the same data protection laws as your country. We will take steps to ensure that your data is treated securely and in accordance with this Privacy Policy.

10. Children’s Privacy

Our Services are not intended for individuals under the age of 18. We do not knowingly collect personal information from minors. If we become aware that we have collected personal information from a minor, we will take steps to delete such information.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. If we make material changes, we will notify you by posting the updated policy on our website or through other communication methods. Your continued use of our Services after the changes take effect constitutes your acceptance of the revised policy.

12. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

ARN Fintech